How to Stop Attracting Debt, Forever!

Are you looking for practical tools to eliminate debt?  Practical tools that will help create a new and powerful mindset, the abundance mindset?  You’re in the right place.  Here is an exercise that will set you up as a vibratory magnet for money, regardless of where you are financially.  It’s a great way to set your vibration to attract more money while paying the bills.

I normally don’t do this exercise with bills because our bills are automatically withdrawn from our necessity account.  Instead, I do this exercise when I receive checks, regardless of what size they are.

Recently, I received an affiliate commission check for $179.19.  I took a piece of paper and wrote down 100x that amount.


Then I just closed my eyes and held the image of the new check in my hand with the new amount.  It felt like it was really in my hands; I was thinking about what I was going to do with that money…..  all the great luxuries I could afford, the gifts I would buy, the places I would visit, the people I would see and the vacations I would take.  It felt wonderful.  How do I know it’s working?  Because of the feeling, that’s how.

Great hearts send forth steadily the secret forces that incessantly draw great events, and wherever the mind of man goes, nature will accompany him, no matter what the path. ~ Ralph Waldo Emerson

It’s just a simple visualization.  Straight forward, right?

Why this Visualization Doesn’t Work for Most People

Here’s the thing.  I’ve gone through the same exercise with different people, and the response is almost always the same.  It’s as Wallace Wattles said,

“…this is where most people meet shipwreck…”

You see, the problem comes back to conditioning.  You’re always conditioning yourself and programming your mind what to think.  It’s not something that happens by chance, you continually choose your thoughts.  I’ve talked about this before in Attraction is a Choice.

When people think about having an extra $1,000, $10,000 or $ 100,000 the first thing on their mind is paying the bills and eliminating debt.  They’re projecting thoughts and feelings of debt even when they come into money!

Isn’t that crazy?

That vibratory state is going to keep you in debt forever.  Why?

Because the negative feelings of debt and owing money will encourage the re-creation of that in your experience over and over again.  You’re giving power to the thought of debt!

It’s a continuous cycle of debt payment that you continually recreate.

So what should you do instead?

How to Eliminate the Thought of Debt

You should eliminate the thought of debt from your mind completely.  You’ve got to get the idea of paying debt out of your head so that you focus on attracting more money.  And the only way to get out of debt is to manage your way out of debt – not think your way out of it.

How do you do that?

Use the JARS Money Management System.  This system will get you out of debt because you don’t have to think about it.  It works on autopilot once it’s set up.  It’s a money management system that you can set up to function automatically – that means without you – which means you’ve just freed up enough neurons in your brain to think of abundance and prosperity instead of debt, debt, and more debt.

If you haven’t started the JARS or any other money management system, go right now and read this article: How to Use the Money JARS System

Once you’re managing your way out of debt, what next?

Think wealth and well being.  Think about the magnificent vacations you’re going to take, the people you will entertain and the lifestyle you will now enjoy with that big juicy check (even though you don’t have it just yet!)

How are you going to spend the money you attract to yourself?  How are you going to really enjoy that money so that more can come to you?

Money is nothing but green energy – if you want more of it, you’ve got to really enjoy the money you’ve got and appreciate it. More will come.

How to Attract More Money While Paying the Bills

The next time you receive a bill, take a piece of paper and write down 100x that amount.  Let’s say the bill is for $87.42.  A phone bill or gas bill, or whatever.  Take a piece of paper and write down 100x that amount,

$ 8,742.00

Now close your eyes and visualize the check in your hands as you just received it and think about what you would do with that money.  Really think about it.

If your mind goes to debt by default that’s ok – be patient with yourself and create a new picture.  Think of something really enjoyable you could do for yourself with that money.  Think of something fun and new, something you always wanted to do – but didn’t because of a lack of money – think of already doing this with your new found money.

Once you get that new image, just hold onto it.  Add color and brightness to it… make it wider or panoramic like a wide-screen… just do about anything so that you can really feel it.

How do you know it’s working?

You know if this visualization is working if it feels good – that’s how.  If you’re feeling good then you’re sending out a high frequency of vibration that is penetrating all time and space.  You’re actively attracting more money into you life. Remember to bookmark this page and come back when the bills start coming in :)

Steve, Feeling the Green Energy

P.S. Get my Abundance Training here: More Money Now


  • Poonam Kamboj

    Reply Reply January 2, 2009

    Thanks Steve for this wonderful article. I have read “The Science of getting rich” the book recommended by you.It has helped me to clear my thinking on what I want.

    This article is so wonderful that while reading this article I got the rich feeling .I am going to try it surely.

    Thank You & God bless you.
    Waiting for a another article to read of this kind.

  • Steve

    Reply Reply January 6, 2009

    Your so very welcome Poonam :-)

    I’m glad to hear you’re getting the rich feeling; that’s where it all starts.

    And as far as more articles on this, I hear you loud and clear :)

  • tom

    Reply Reply January 7, 2009

    Great article Steve.
    i started the Jar system about a month ago and I checked the money in the jars and I was surprised to have so much in there.
    The amazing thing is that I can still manage to pay my bills.

    the system has become like second nature for me now

  • Steve

    Reply Reply January 8, 2009

    Yes –

    I did the same thing last month – I was checking our accounts (for courses I wanted to take in 2009) and was surprised to see how much money we accumulated in our Education Account.

    This system works if you work it!

    btw, I checked out your site – you’re from Mississauga! So cool, drop me a line anytime :)

  • Suzie Cheel

    Reply Reply February 5, 2009

    What a great idea, thanks for sharing this. love visualization, it is great.
    Now to the jars system, second time that has been mentioned to me now I will read the book and like that you have this set up electronically, now to find 6 matching jars to put in my wealth corner

    Attract Abundance today


  • Carol Makowski

    Reply Reply February 8, 2009

    This is a fantastic article which I read from the Carnival Blog on Ellie Walsh’s website. The premise is sooooo logical from the Law of Attraction framework. Of course, focusing on debt, regardless from what angle, is going to bring me more debt. So, why not focus on fun and interesting things? I love it!! Thank you Steve.

  • Steve

    Reply Reply February 8, 2009

    Hi Carol – you are most welcome :)

  • bethany

    Reply Reply February 21, 2009

    I used law of attraction too but still not really sure what exactly works for me.
    Thank you for the article.

  • Steve

    Reply Reply February 21, 2009

    You are most welcome; you may want to download Bob Proctor’s free report (left side bar) and read my other articles to learn more on LoA. See How to Apply the Law of Attraction.

  • Joanna

    Reply Reply February 25, 2009

    Hi Steve. It’s interesting that you point out the fact that paying off debt (or bills) makes one actually feel good or relieved sometimes. The best would be to make it something neutral… interesting idea, thanks :)

  • Steve

    Reply Reply February 25, 2009

    Hi Joanna –

    I don’t think there is anything wrong with feeling good about paying debt, credit or bills; but just be mindful of the image (thought) you’re holding when you feel good.

    If you feel good and have an image or thought of your debt statement at $15,000 then you’ll be giving energy and power to the very thing you want to disappear – your debt.

    The best thing to do is focus on prosperity and let a debt repayment system take care of the rest.

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